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About the Company

Muthoot Finance Limited is a prominent Non-Banking Financial Company (NBFC) in India, primarily known for its gold loan services, but also offering a wide range of other financial products and services. The company operates through two main segments: financing and power generation. As of FY25, Muthoot Finance has a network of 6,100+ branches across India and Sri Lanka. 

Key aspects of the Muthoot Finance company profile:
    • Financial Services Focus:

      Muthoot Finance is a leading player in gold financing, providing loans against the collateral of gold jewelry. They also offer a variety of other financial services, including personal and business loans, money transfer, insurance broking, and microfinance. 

  • Large Network:

    The company has a vast network of branches, expanding its reach to diverse customer segments, especially those with limited access to formal credit. 

  • Diverse Products and Services:

    Beyond gold loans, Muthoot Finance offers services like foreign inward money transfer, foreign exchange, home loans, and even microfinance. 

  • Pan-India and International Presence:

    Muthoot Finance operates across various states and union territories in India and also has operations in Sri Lanka. 

  • Financial Performance:

    Muthoot Finance has a strong track record, with a significant net profit for the third quarter of FY25. 

  • Systemically Important NBFC:
    The Reserve Bank of India has designated Muthoot Finance as a Systemically Important Non-deposit taking NBFC (NBFC-ND-SI), reflecting its significance in the Indian financial system. 
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