Relationship Officer – Field Home Loans(On-roll)
Aham Housing Finance Limited
nellore
Rs.15000 - Rs.ESI+PF+Incentives
About the Company
Aham Housing Finance Private Limited is a registered housing finance company in India, focusing on providing housing loans to individuals and micro/small enterprises in Tier-II and Tier-III cities, according to a press release from CARE Ratings. They cater to underserved segments, particularly those with lower-to-middle incomes, and also offer loans against property (LAP) to micro and small enterprises. The company is known for its “No Income Proof” approach, where they use a proprietary scoring methodology combined with interview-based assessments to determine creditworthiness.
Here’s a more detailed look:
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Focus:
Aham Housing Finance primarily targets individuals and micro/small enterprises in semi-urban and rural areas.
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Loan Types:
They offer a variety of home loans, including those for purchase, construction, renovation, and upgrades.
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Unique Approach:
Aham Housing Finance distinguishes itself by using an interview-based assessment with a proprietary scoring method, which allows them to extend credit to individuals who may not have traditional income proofs.
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Operations:
They operate under the regulatory framework of the National Housing Bank (NHB).
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Management:
The company is promoted by Venkatesh Kannappan, according to CARE Ratings.
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Growth:
Aham Housing Finance is expanding its presence, including plans for branch expansion.
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Responsible Lending:Aham Housing Finance emphasizes responsible lending practices, ensuring transparency and fair treatment of customers.
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