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About the Company

Upgrade, Inc. is a fintech company that provides credit and mobile banking services to mainstream consumersThey offer products like credit cards, personal loans, and free credit monitoring, with a focus on responsible financial options. Additionally, they have a checking account with cash back rewards and no monthly fees. The company aims to help customers make smart financial decisions and provides tools to track credit scores and improve credit health. 

Here’s a more detailed breakdown:
Core Services:
  • Credit Cards:

    Upgrade offers credit cards that combine the features of traditional credit cards with the low cost and responsible credit of installment lending. 

  • Personal Loans:

    They provide personal loans to help customers with various needs, offering a responsible alternative to high-interest options. 

  • Mobile Banking:

    Upgrade offers a mobile banking platform with a checking account that provides cash back rewards on purchases and has no monthly fees. 

  • Credit Monitoring and Education:
    The company provides tools to help customers track their credit scores and offers resources to understand and manage their finances effectively. 
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