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Vridhi Home Finance Ltd

About the Company

Vridhi Finserv Home Finance Limited is a housing finance company, incorporated in 2022 as a public limited company under the Companies Act, 2013. Based in Bangalore, Karnataka, it operates across Karnataka and Andhra Pradesh. The company aims to provide accessible and affordable housing finance solutions, particularly for customers with unstructured income. 

Key Features:
  • Focus on Underserved Markets:

    Vridhi aims to bring the unserved and underserved segments into the financial mainstream, enabling them to own homes. 

  • Tech-Enabled Brick and Mortar:

    Vridhi combines technology with a traditional branch network, offering a “phygital” approach to lending. 

  • Experienced Team:

    The company is founded by seasoned promoters with extensive experience in banking, financial services, and mortgages. 

  • Funding and Investment:

    Vridhi has received significant funding from Elevation Capital and Norwest Venture Partners. 

  • Diverse Products:

    Vridhi offers a range of housing finance products, including home loans, construction loans, and home expansion loans. 

  • Digital Solutions:

    Vridhi leverages technology for streamlined processes, including digital signatures and digital payment reminders. 

    Mission:
  • Vridhi’s mission is to make homeownership accessible to a wider audience, particularly those who have traditionally been underserved by the financial system. 
Operations:
  • Vridhi operates with a “phygital” model, combining a network of branches with online platforms and digital tools. 
  • The company offers customized home loan options tailored to individual needs. 
  • Vridhi has a strong focus on customer service and efficient lending processes. 
Vision:
  • To become a trusted partner in fulfilling people’s aspirations of owning a home and achieving a better standard of living. 
    Vridhi Home Finance: Affordable Home Loans .
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